Meet the team
There are great opportunities in the highly competitive property market, but when you are seeking finance, you need a responsive service from people that understand the sector, see the value you see and can make decisions fast. Assembling a team of specialists, experienced in every aspect of the property market, not only allows us to make all our lending decisions in-house, but ensures we work with you, to find ways to lend, not reasons to turn you down.
Chris is a familiar face amongst the South Wales business community, having spent more than 35 years in a variety of roles with HSBC bank across the region. He covers the South and West regions for SPF Bridging and I based in our busy Cardiff office.
Nazmin is a highly successful individual with a vast range of banking experience. Exposure to extensive banking involvement within Retail Banking, Business Banking and the Insurance sectors have enabled her to grasp a thorough and detailed knowledge of the world of Banking and Finance.
Alan heads up our business north of the border as Lending Manager, Scotland. He is well known on the east coast, having been an Area Director for the Bank of Scotland in a previous role, with a clear understanding of where the main property hotspots are and the funding needs of property developers.
Tony Gilbertson BSc (Hons)
Tony is an experienced financier, with over 30 years’ experience of the property finance market. He worked for a major high street bank holding several lending roles in a managerial capacity, including as a regional underwriter, concentrating predominately on real estate lending.
David is a well-rounded, commercially strong Chartered Accountant with a legal background. He brings a wealth of knowledge and experience to this role and will help guide the strategic development of our business. His main goal though, is to ensure we have the necessary internal controls and reporting procedures in place to cope with our growth.
Trevor brings a wealth of banking and property finance experience to the role of Lending Manager. He’s previously been a Mortgage Underwriter with Bank of Ireland and an Account Relationship Manager in the Corporate Real Estate Team at Mizrahi Tefahot Bank.
Andy has been part of the Relationship Management team for a couple of years, combining years of experience as a Commercial Portfolio Manager for NatWest with more recent expertise in bridging and development finance in the P2P sector. His easy-going and confident manner helps build strong relationships with our clients.
Bob is a well-known figure within the industry in the East of England area which he covers for SPF Bridging. He spent 27 years in the region as a Real Estate Finance Manager for NatWest and 5 years as a Relationship Manager for Together, with extensive experience working with house builders, commercial developers, residential and commercial property investors, and individual buy-to-let landlords.
Stephen is a chartered surveyor and a member of the Royal Institution of Chartered Surveyors. A former Director of Jones Lang LaSalle in Manchester, he is a registered valuer with a wealth of experience at all levels in the property market.
Paul is our National Sales Director and is based in the Midlands. What he doesn’t know about lending money to buy and develop property is not really worth knowing. He has more than 30 years’ lending experience after a long career in management positions with UK and International Banks, together with other short-term property finance businesses.
Michelle has been in the financial industry for over 18 years and has specialised in the property sector for almost 15 of those. Michelle has carried out a variety of roles in high street and specialist lending; from customer facing to back office operations, and from risk and compliance to technology and change.
With more than 14 years’ experience in various banking roles, including leading a team as an assistant branch manager on the high street, Nazia possesses extensive finance sector experience. Nazia works within the core of our business which is our Lending Team, ensuring a smooth and efficient process from enquiry to completion.