Meet the team

There are great opportunities in the highly competitive property market, but when you are seeking finance, you need a responsive service from people that understand the sector, see the value you see and can make decisions fast. Assembling a team of specialists, experienced in every aspect of the property market, not only allows us to make all our lending decisions in-house, but ensures we work with you, to find ways to lend, not reasons to turn you down.


Josh Barrett

Client Relationship Executive

Josh recently graduated from Cardiff Metropolitan University, having studied Business & Management (Finance). Originally from Trowbridge, he enjoyed his time so much in Cardiff, he has now settled locally and jumped at the chance of a role in our Cardiff office.


Chris Buttle

Lending Manager

Chris is a familiar face amongst the South Wales business community, having spent more than 35 years in a variety of roles with HSBC bank across the region. He covers the South and West regions for SPF Bridging and I based in our busy Cardiff office.


Nazmin Choudhary

Client Relationship Executive

Nazmin is a highly successful individual with a vast range of banking experience, exposure to extensive banking involvement within Retail Banking, Business Banking and the Insurance sectors have enabled her to grasp thorough and detailed knowledge of the world of Banking and Finance.

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Alan Coats

Lending Manager (Scotland)

Alan heads up our business north of the border as Lending Manager, Scotland. He is well known on the east coast, having been an Area Director for the Bank of Scotland in a previous role, with a clear understanding of where the main property hotspots are and the funding needs of property developers.

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Tony Gilbertson BSc (Hons)


Tony is an experienced financier, with over 30 years’ experience of the property finance market. He worked for a major high street bank holding several lending roles in a managerial capacity, including as a regional underwriter, concentrating predominately on real estate lending.


Thomas Howells

Chief Operating Officer

Thomas is our in-house Legal Director. He trained as a Commercial Property solicitor in a niche Cardiff law firm before moving to a specialist property law firm where he progressed up to Partner level in the Commercial Property department.


David Hughes

Finance Director

David is a well-rounded, commercially strong Chartered Accountant with a legal background. He brings a wealth of knowledge and experience to this role and will help guide the strategic development of our business. His main goal though, is to ensure we have the necessary internal controls and reporting procedures in place to cope with our growth.


Scott McClymont

Relationship Manager

Scott is the latest Relationship Manager to join our experienced short-term property finance team and is responsible for supporting property professionals right across Scotland.


Trevor Melly

Operations Director

Trevor brings a wealth of banking and property finance experience to the role of Lending Manager. He’s previously been a Mortgage Underwriter with Bank of Ireland and an Account Relationship Manager in the Corporate Real Estate Team at Mizrahi Tefahot Bank.


Rhodri O'Reilly

Legal Counsel

Rhodri is our Legal Counsel, he provides internal legal advice to the Signature team to ensure the borrowing process is as smooth as possible from a legal perspective. He qualified as a solicitor in 2020 after training in a niche property-only law firm in Cardiff.


Bob Stones

Relationship Manager

Bob is a well-known figure within the industry in the East of England area which he covers for Signature. He spent 27 years in the region as a Real Estate Finance Manager for NatWest and 5 years as a Relationship Manager for Together, with extensive experience working with house builders, commercial developers, residential and commercial property investors, and individual buy-to-let landlords.


Paul Ratcliffe

Relationship Manager

Paul is our Relationship Manager for the North and North West of England. A local to the area, he has built a strong personal reputation for his honest, no-nonsense approach and commitment to delivering what borrowers want.


Paul Tromans

National Sales Director

Paul is our National Sales Director and is based in the Midlands. What he doesn’t know about lending money to buy and develop property is not really worth knowing. He has more than 30 years’ lending experience after a long career in management positions with UK and International Banks, together with other short-term property finance businesses.


Nazia Yaqub

Client Relationship Executive

With more than 14 years’ experience in various banking roles, including leading a team as an assistant branch manager on the high street, Nazia possesses extensive finance sector experience. Nazia works within the core of our business which is our Lending Team, ensuring a smooth and efficient process from enquiry to completion.


Alexander Smith

Lending Support Assistant

Alex is a Business Management (Finance) student who originally joined Signature as an intern in the summer of 2023 and enjoyed it so much he’s now undertaking his placement year at our head office in Cardiff.