Meet the team

There are great opportunities in the highly competitive property market, but when you are seeking finance, you need a responsive service from people that understand the sector, see the value you see and can make decisions fast. Assembling a team of specialists, experienced in every aspect of the property market, not only allows us to make all our lending decisions in-house, but ensures we work with you, to find ways to lend, not reasons to turn you down.


Chris Buttle

Lending Manager

Chris is a familiar face amongst the South Wales business community, having spent more than 35 years in a variety of roles with HSBC bank across the region. He covers the south and west form our busy Cardiff office.

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Nazmin Choudhary

Client Relationship Executive

Nazmin has developed a reputation for the strong client relationships she establishes and her ability to plan, analyse, organise and adapt to situations in highly pressurised environments, whilst remaining confident, good humoured and professional.

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Alan Coats

Lending Manager (Scotland)

Alan is our first Lending Manager to be based in Scotland. He is well known on the east coast, having been an Area Director for the Bank of Scotland in a previous role, with a clear understanding of where the main property hotspots are and the funding needs of property developers.

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Tony Gilbertson BSc (Hons)


Tony is an experienced financier, with over 25 years’ experience of the property finance market. He worked for a major high street bank for over 15 years, holding a number of lending roles in a managerial capacity, concentrating on real estate lending.

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David Hughes

Finance Director

David is a well-rounded, commercially strong Chartered Accountant with a legal background. He brings a wealth of knowledge and experience to this role and will help guide the strategic development of our business. His main goal though, is to ensure we have the necessary internal controls and reporting procedures in place to cope with our growth.

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Trevor Melly

Lending Manager

Trevor brings a wealth of banking and property finance experience to the role of Lending Manager. He’s previously been a Mortgage Underwriter with Bank of Ireland and an Account Relationship Manager in the Corporate Real Estate Team at Mizrahi Tefahot Bank.

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Andy Neocleous

Relationship Manager

Andy is a welcome addition to our Relationship Management team, combining years of experience as a Commercial Portfolio Manager for Natwest with more recent expertise in bridging and development finance. His easy-going confident manner helps build strong relationships with our clients.


Bob Stones

Relationship Manager

Bob is well known in the East of England, having spent 27 years in the region as a Real Estate Finance Manager for NatWest, with extensive experience working with house builders, commercial developers, residential and commercial property investors and individual buy-to-let landlords.


Stephen Todd

VAS In-House Surveyor

Stephen is a chartered surveyor and a member of the Royal Institution of Chartered Surveyors. A former Director of Jones Lang LaSalle in Manchester, he is a registered valuer with a wealth of experience at all levels in the property market.


Paul Tromans

National Development Manager, Relationship Manager (Midlands)

What Paul doesn’t know about lending money to buy and develop property is not really worth knowing. He has more than 30 years’ lending experience after a long career in management positions with Bradford and Bingley, together with other short-term property finance businesses.


Michelle Walsh

Relationship Manager

Michelle brings vast experience to her role, with more than a decade in various positions with Barclays Bank, including managing business critical operations within the Intermediary Mortgage channel – she’s a people person, with expertise in the alternative lending market.

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Nazia Yaqub

Relationship Manager

With more than 14 years’ experience in various banking roles, including assistant branch manager on the high street, Naz strengthens our commitment to delivering excellent customer service, from enquiry to draw-down. She understands the importance of schedules and deadlines for all our customers, irrespective of loan size.