Signature property finance offer bespoke rates for our brokers and intermediaries, allowing you to pass the great deals onto your customers.
Our lending decisions for residential bridge loans are fast and accurate, and we can deliver your funds before your deadlines thanks to our in-house legal team and connections to trusted solicitors and conveyancers.
We believe our approach to property financing sets us apart in the bridging finance market. We focus on looking at the property first and then discussing the finance your client needs. Our loan interest rates regularly adjust to stay competitive with the everchanging market with many of our fee’s negotiable; giving us the flexibility to provide a quality deal tailored to your customers unique requirements and circumstances.
Why choose Signature Property Finance for your client?
In-house legal team making deals fast and efficient
Experienced and knowledgeable team
Smooth application process
No hidden fees or nasty suprises
Quick decision making
Concise & clear communication without the jargon
Nationwide presence
Borrow from £100,000 and up to £1.5 million
Explore our residential bridging loans & financing products
Residential bridge
Rates: Call for current rates.
Charges: 1st & 2nd
LTV: 75%
Min loan size: £50k
Max loan size: £1.3 million
Terms: 1 – 18 months
Fees: Exit fee negotiable, no ERC’s, arrangement fee 2%.
Suitable for: Purchasing or refinancing properties in good, lettable condition.
Fast Exit Residential Bridge
Rates: Call for current rates
Charges: 1st & 2nd
LTV: 75%
Min loan size: £100k
Max loan size: £1.3 million
Terms: 1 – 18 months
Fees: No exit fees, no ERC’s, arrangement fee 2%.
Suitable for: Those who want to minimise interest by exiting residential bridging loans quickly.
Property Hunter Facility
Rates: Call for current rates.
Charges: 1st & 2nd
LTV: 70% OMV
Min loan size: £50k
Max loan size: £1.5 million
Terms: 1 – 12 months
Fees: Exit fee negotiable, no ERC’s, arrangement fee 2%.
Suitable for: Those with unencumbered residential property.
Light Refurb
Rates: Call for current rates.
Charges: 1st & 2nd
LTV: Up to 75% of purchase price or Day One OMV*
Min loan size: £10k
Max loan size: £30k or 15% of the current property value.
Terms: 1 – 18 months
Fees: Exit fee negotiable, no ERC’s, arrangement fee 2%.
Suitable for: Properties needing non-structural improvements.
Heavy Refurb
Rates: Call for current rates.
Charges: 1st & 2nd
LTV: Up to 75% of purchase price or Day One OMV**
Min loan size: £50k
Max loan size:
Terms: 1 – 18 months
Fees: Exit fee negotiable, no ERC’s, arrangement fee 2%.
Suitable for: Properties needing structural refurbishment (but not demolition or reconstruction).
Development Funding
Rates: Call for current rates.
Charges: 1st & 2nd
LTV: 65% of GDV or 80% of total costs (whichever value is lower)
Min loan size: £100k
Max loan size: £3 million
Terms: 1 – 24 months
Fees: Exit fee negotiable, no ERC’s, arrangement fee 2%.
Suitable for: Conversions or development of new build residential properties (up to 15-unit projects) by experienced property professionals or first-time developers.
Finisher Facility
Rates: Call for current rates.
Charges: 1st & 2nd
LTV: Up to 70% OMV
Min loan size: £50k
Max loan size: £3m
Terms: 1 – 12 months
Fees: Exit fee negotiable, no ERC’s, arrangement fee 2%.
Suitable for: Residential property developers who need the flexibility of drawing the required funds to complete projects. Funding is secured against existing unencumbered residential assets.
Meet the team
Chris Buttle Lending Manager
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Bob Stones Relationship Manager
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Alan Coats Lending Manager
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About Signature Property Finance
We are a principal lender providing short term property finance for both commercial and residential property builds, developments, conversions and refurbishments.
As a privately-owned principal lender, you can expect an exceptional loan deal, tailored to your personal circumstances, based on our experience of the property market. All our lending decisions are made in-house; we are fast, accurate and will not keep you waiting for an answer, whether it’s yes or no.
Once we receive your enquiry, we will make an indicative offer based on your estimate of the value of the property you are offering as security.
If you accept this offer, we will arrange for a valuation of the property, whilst instructing solicitors to fast track the necessary legal formalities.
We’ll stay in touch throughout the process and let you know how your application is progressing to ensure you remain in control of the timescale.
Get in touch
For enquiries or to discuss your clients next project, get in touch by email or by calling us.
With offices based in Birmingham, Cardiff, Edinburgh and London, our team have national coverage to help your clients take advantage of property markets across the UK. To discuss your next project, get in touch with one of our property financing experts today by either calling us on 02922 520308, emailing us or by filling in the contact form above to arrange a call back from our team.
