Revolving credit facility

Do your clients need funds available within 24/48 hours to be the first to clinch that property deal? Our Revolving Credit Facility or Property Hunter Facility ensures your client can hunt, locate and complete property deals, while others are still thinking about them.

What is a revolving credit facility?

Whilst there is an increasing awareness amongst brokers and their clients regarding the benefits of bridging finance, the advantages of a revolving credit facility (RCF) are not as well understood, despite being a highly effective option for developers and investors alike.

Revolving credit facilities are provided by lenders for a range of purposes, covering everything from helping developers manage their cash flow effectively to funding new property purchases at short notice. In the context of short-term property finance, they are an important consideration for clients, particularly due to the flexibility they provide.

Like a revolving door, a revolving credit facility offers flexible entry and exit options and is designed to help clients make quick decisions so that they can seize development opportunities as and when they present themselves. Whilst bridging and refurbishment loans typically come with some delays, RCF’s do not.

A revolving credit facility gives the borrower access to a predetermined amount of funding with the flexibility to draw down, repay and redraw loans as needed. The loan is secured against a pool of assets that are provided by the lender at the outset of the transaction – if clients operate within the agreed terms, then there is minimal involvement from us, the lender.

With a revolving credit facility, the only valuation we require is on the properties offered as collateral at the start of the loan, not on any new properties the borrower intends to purchase or develop, which removes a major source of delay.

Our lending decisions for revolving credit facilities are fast and accurate, and we deliver your funds before your deadlines thanks to our in-house legal team and connections to trusted solicitors and conveyancers. Our team consists of property financing experts with decades of industry experience, who can advise you on your application and effective loan exit strategies.

For more information about our residential bridging loans or other enquiries, feel free to get in touch by calling 02922 520308 or by filling in the contact form to arrange a call back from our team.

    Why choose Signature Property Finance as your lender?

    Stopwatch

    In-house legal team making deals fast and efficient

    Yoda

    Experienced and knowledgeable team

    Paint

    Smooth application process

    Microscope

    No hidden fees or nasty suprises

    Glasses

    Quick decision making

    Dictionary

    Concise & clear communication without the jargon

    Map

    Nationwide presence

    Golf

    Borrow from £100,000 and up to £1.5 million

    Meet the team

    Chris-greyscale-new

    Chris Buttle Lending Manager

    Description

    Bob-stones

    Bob Stones Relationship Manager

    Description

    Alan greyscale

    Alan Coats Lending Manager

    Description

    Frequently Asked Questions

    About Signature Property Finance

    We are a principal lender providing short term property finance for both commercial and residential property builds, developments, conversions and refurbishments.

    As a privately-owned principal lender, you can expect an exceptional loan deal, tailored to your personal circumstances, based on our experience of the property market. All our lending decisions are made in-house; we are fast, accurate and will not keep you waiting for an answer, whether it’s yes or no.

    Once we receive your enquiry, we will make an indicative offer based on your estimate of the value of the property you are offering as security.

    If you accept this offer, we will arrange for a valuation of the property, whilst instructing solicitors to fast track the necessary legal formalities.

    We’ll stay in touch throughout the process and let you know how your application is progressing to ensure you remain in control of the timescale.

    Latest deals

    Get in touch

    For enquiries or to discuss your next commercial property project, get in touch by email or by calling us on 02922 520308

    With offices based in Birmingham, Cardiff, Edinburgh and London, our team have national coverage to help you take advantage of property markets across the UK. To discuss your next residential property project, get in touch with one of our property financing experts today by either calling us on 02922 520308, emailing us or by filling in the contact form above to arrange a callback from our team.

    Offices-map