Commercial Bridging Loan Providers That You Can Trust

Need a quick decision on a property financing loan? Our commercial bridging loan team are here to help. If you need fast financing for a commercial property build or refurbishment, talk to us about a commercial bridging loan.

Get in touch

For enquiries or to discuss your next commercial property project, get in touch. 

Email us at

Call us on 0121 746 3130

We have offices based in Birmingham, Cardiff, Edinburgh and London.


Rates from 1%* Monthly


Up to 18 Months 


Negotiable Exit Fee


Borrow up to 60% of the property's value


Arrange faster than a traditional mortgage

*Actual rate and loan offered will be based on your circumstances. Fees may apply.
**Minimum loan of £100,000. All loans subject to 2% arrangement fee. 

Spotted a commercial property opportunity that just can’t wait? Or is your commercial property in need of development or refurbishment which you can’t afford to wait months for?

We understand that the traditional mortgage lending process can be slow and tedious, and that sometimes you just need a decision on a property loan enquiry quickly. This is where our commercial bridging loans can help, as we can not only help fund your commercial property project but have a fast turnaround time for letting you know if you have successfully secured a loan.

Our commercial bridging loan lenders work quickly and flexibly to meet the deadlines of your commercial property investment, whether it be a new office, retail unit or other type of commercial property. Our in-house legal team and relationship managers allow us to deliver deals that are accurate, streamlined and tailored to your personal circumstances, and our vast experience of the property and finance industries means we can handle even the most complex of deals.

Some of the people our commercial bridging loan lenders work with:

  • Property developers
  • Property finance loan brokers
  • Landlords
  • Limited companies
  • Investors
  • Small businesses

We don’t believe that you should miss out on valuable commercial business opportunities because of slow decision times and bureaucracy, so get in touch with our commercial bridging loan lenders today for a free consultation and to receive an indicative offer based on your property estimate.

Commercial Bridging Loans

Where we are being asked to fund the improvement works. Works being non-structural in nature, costing less than the higher of £30k or 15% of the current property value.

  • Monthly interest from: Call for current rates
  • Arrangement fee: 2%
  • Exit fee: Negotiable
  • Maximum loan to value: up to 75% of purchase price or day 1 OMV (subject to end LTGDV not exceeding 70% and total LTCost not exceeding 80%) Plus 100% of refurbishment costs.
  • Maximum term: 18 months
  • Minimum loan: £100k

Why choose Signature Property Finance as your lender?


In-house legal team making deals fast and efficient


Experienced and knowledgeable team


Smooth application process


No hidden fees or nasty suprises


Quick decision making


Concise & clear communication without the jargon


Nationwide presence


Borrow from £100,000 and up to £1.5 million

Meet The Team

Our team of specialists are experienced in every aspect of the property market, which not only allows us to make all our lending decisions in-house, but ensures we work with you, to find ways to lend, not reasons to turn you down. Meet a few of our experts:

Tony greyscale square

Tony Gilbertson BSc (Hons)


Tony is an experienced financier, with over 30 years’ experience of the property finance market. He worked for a major high street bank holding several lending roles in a managerial capacity, including as a regional underwriter.


Chris Buttle

Lending Manager

Chris is a familiar face amongst the South Wales business community, having spent more than 35 years in a variety of roles with HSBC bank across the region. He covers the South and West regions for SPF Bridging and is based in our busy Cardiff office.


Josh Barrett

Client Relationship Executive

Josh recently graduated from Cardiff Metropolitan University, having studied Business & Management (Finance). He enjoyed his time so much in Cardiff, he has now settled locally and jumped at the chance of a role in our Cardiff office.

Frequently Asked Questions

About Signature Property Finance

Signature Property Finance is a principal lender providing short term property finance for commercial and residential property builds, developments, conversions and refurbishments.

As a privately-owned principal lender, you can expect an exceptional loan deal, tailored to your personal circumstances, based on our experience of the property market. All our lending decisions are made in-house; we are fast, accurate and will not keep you waiting for an answer, whether it’s yes or no.


Get in touch

For enquiries or to discuss your next commercial property project, get in touch by emailing or by calling us on 0121 746 3130. We have offices based in Birmingham, Cardiff, Edinburgh and London.