Blog
In interview with… Associate Relationship Manager, Josh Barrett
Josh joined Signature in August 2021, after graduating from Cardiff Metropolitan University, having studied Business & Management (Finance). As a member of our Lending Team, he helped progress deals, undertaking searches and managing the necessary electronic documentation to support loan applications from our increasingly busy client base. Having gained valuable real-world experience, supporting our broker…
Read MoreMore fun and games on the Signature stand at the 2023 NACFB Expo
With lockdowns and social distancing a dim memory now, the annual NACFB Commercial Finance Expo, was back to the lively event it always has been, with property finance professionals like Signature selling their services to throngs of commercial finance brokers. We work hard to project the ethos and culture of our business, which is based…
Read MoreProperty owners must be proactive to ensure compliance in light of proposed EPC requirement changes
First introduced in 2008, an Energy Performance Certificate (EPC) rates a property’s energy efficiency on a scale from A to G, with A being the most efficient and G being the least. The EPC also includes tips on how to improve a building’s energy efficiency using cost-effective methods. However, the Government recently proposed some important…
Read MoreHow are Land Registry delays impacting the property market?
Long before any of us had even heard of COVID-19, the Land Registry was operating at a significant delay. The ‘registration gap’ as it’s more commonly known is certainly not a new problem, however, the pandemic has certainly contributed to waiting times. Couple this with the recent Stamp Duty holiday and the resulting boom in…
Read MoreTrust your instinct when making important funding decisions
As a finance broker, when you have a client that needs to fund their property development project, whether it’s a new build, purchase and refurbishment, or a conversion, it’s a big deal for them and you need to make a good impression, because it could lead to more work in the future. So, you go…
Read MoreTop seven tips for property flipping
House prices have risen by an average of 13.2 percent over the last year, with a noticeable surge in property investment having a sizeable impact on demand, and ultimately prices. Those looking to make money from investing in safe assets such as bricks and mortar will have benefitted greatly from a market reinvigorated by the…
Read MoreBuilders delaying jobs due to lack of materials makes project funding critical
One advantage of having Relationship Managers across the UK, is that Signature understands the national property market, which despite the London and South East focus in the news, means we can react to local situations and shape deals accordingly. Nationally, the Federation of Master Builders (FMB) is reporting that almost 90% of small to medium-sized…
Read MoreWhere did your deposit come from?
Tom Howells, Legal Director at Signature Property Finance We’ve said it before, and we’ll say it again, but in our line of business, clarity means everything. Deals that involve such tight timescales, huge amounts of capital and a complex legal infrastructure should only ever be approached in an upfront, open and honest manner. Otherwise, it’s…
Read MoreTop tips for securing a bridging loan
The first half of 2021 saw UK house prices soar at a pace not seen since 2014. Halifax reported an average 9.5% increase in the months leading up to June with the stamp duty holiday responsible for creating a surge in demand. The rush to get deals over the line before the cut-off date saw…
Read MoreWhy did Signature Property Finance bring legals in-house?
It’s an old adage, but at Signature Property Finance the customer really is king. We pride ourselves on acting with clarity, being honest and trustworthy, and delivering on our promises in a timely manner. But the business of property finance is a complex and time-consuming one, involving many individuals. Deals are rarely straightforward and it…
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