Blog
What the Bank of England base rate cut means for short term property finance
The BoE’s base rate cut to 4.5% will have significant implications for various sectors of the economy, including the property market and the buy-to-let (BTL) investment sector in particular, which is where our attention is naturally diverted at times like these. The impact of the cut, particularly on those seeking to transition from short-term property…
Read MoreWhy it’s time to Thrive in ’25
You may have already seen the posts pushing the start of Thrive in ’25 in January, but we wanted to put a little more meat on the bone and explain our campaign to introduce a year of growth and success. This is a comprehensive, year-long programme designed to support the ambition of brokers and property…
Read MoreThe revolving credit facility is designed for property professionals
Here at Signature Property Finance, we aim to offer a diverse range of short-term property finance products, tailored to various stages of property development, from acquisition with a bridging loan to improvement with refurbishment loans. Whilst there is an increasing awareness among brokers and their clients about the benefits of bridging finance as a tool,…
Read MoreBridging finance explained and made simple
Formerly regarded as a niche financial product to keep residential house purchase chains on track, bridging finance has become increasingly recognised by property investors across the United Kingdom as a valuable and increasingly accessible tool. Bridging finance is especially beneficial for those requiring short-term funds, such as property developers and landlords, who appreciate the advantages…
Read MoreNew Government must act quickly to resolve Britain’s housing crisis
It seems we have been in a perpetual housing crisis, with successive governments regardless of the party, committing to resolving this problem. But here we are, another new government and similar promises made, with new Chancellor Rachel Reeves promising to hit the 300,000 new home target others have failed to hit in recent times. With…
Read MoreIn interview with… Associate Relationship Manager, Josh Barrett
Josh joined Signature in August 2021, after graduating from Cardiff Metropolitan University, having studied Business & Management (Finance). As a member of our Lending Team, he helped progress deals, undertaking searches and managing the necessary electronic documentation to support loan applications from our increasingly busy client base. Having gained valuable real-world experience, supporting our broker…
Read MoreMore fun and games on the Signature stand at the 2023 NACFB Expo
With lockdowns and social distancing a dim memory now, the annual NACFB Commercial Finance Expo, was back to the lively event it always has been, with property finance professionals like Signature selling their services to throngs of commercial finance brokers. We work hard to project the ethos and culture of our business, which is based…
Read MoreProperty owners must be proactive to ensure compliance in light of proposed EPC requirement changes
First introduced in 2008, an Energy Performance Certificate (EPC) rates a property’s energy efficiency on a scale from A to G, with A being the most efficient and G being the least. The EPC also includes tips on how to improve a building’s energy efficiency using cost-effective methods. However, the Government recently proposed some important…
Read MoreHow are Land Registry delays impacting the property market?
Long before any of us had even heard of COVID-19, the Land Registry was operating at a significant delay. The ‘registration gap’ as it’s more commonly known is certainly not a new problem, however, the pandemic has certainly contributed to waiting times. Couple this with the recent Stamp Duty holiday and the resulting boom in…
Read MoreTrust your instinct when making important funding decisions
As a finance broker, when you have a client that needs to fund their property development project, whether it’s a new build, purchase and refurbishment, or a conversion, it’s a big deal for them and you need to make a good impression, because it could lead to more work in the future. So, you go…
Read More