New Government must act quickly to resolve Britain’s housing crisis

It seems we have been in a perpetual housing crisis, with successive governments regardless of the party, committing to resolving this problem. But here we are, another new government and similar promises made, with new Chancellor Rachel Reeves promising to hit the 300,000 new home target others have failed to hit in recent times. With…

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In interview with… Associate Relationship Manager, Josh Barrett

Josh joined Signature in August 2021, after graduating from Cardiff Metropolitan University, having studied Business & Management (Finance). As a member of our Lending Team, he helped progress deals, undertaking searches and managing the necessary electronic documentation to support loan applications from our increasingly busy client base. Having gained valuable real-world experience, supporting our broker…

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More fun and games on the Signature stand at the 2023 NACFB Expo

With lockdowns and social distancing a dim memory now, the annual NACFB Commercial Finance Expo, was back to the lively event it always has been, with property finance professionals like Signature selling their services to throngs of commercial finance brokers. We work hard to project the ethos and culture of our business, which is based…

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How are Land Registry delays impacting the property market?

Long before any of us had even heard of COVID-19, the Land Registry was operating at a significant delay. The ‘registration gap’ as it’s more commonly known is certainly not a new problem, however, the pandemic has certainly contributed to waiting times. Couple this with the recent Stamp Duty holiday and the resulting boom in…

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Trust your instinct when making important funding decisions

As a finance broker, when you have a client that needs to fund their property development project, whether it’s a new build, purchase and refurbishment, or a conversion, it’s a big deal for them and you need to make a good impression, because it could lead to more work in the future. So, you go…

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Top seven tips for property flipping

House prices have risen by an average of 13.2 percent over the last year, with a noticeable surge in property investment having a sizeable impact on demand, and ultimately prices. Those looking to make money from investing in safe assets such as bricks and mortar will have benefitted greatly from a market reinvigorated by the…

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Builders delaying jobs due to lack of materials makes project funding critical

One advantage of having Relationship Managers across the UK, is that Signature understands the national property market, which despite the London and South East focus in the news, means we can react to local situations and shape deals accordingly. Nationally, the Federation of Master Builders (FMB) is reporting that almost 90% of small to medium-sized…

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Where did your deposit come from?

Tom Howells, Legal Director at Signature Property Finance We’ve said it before, and we’ll say it again, but in our line of business, clarity means everything. Deals that involve such tight timescales, huge amounts of capital and a complex legal infrastructure should only ever be approached in an upfront, open and honest manner. Otherwise, it’s…

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Top tips for securing a bridging loan

The first half of 2021 saw UK house prices soar at a pace not seen since 2014. Halifax reported an average 9.5% increase in the months leading up to June with the stamp duty holiday responsible for creating a surge in demand. The rush to get deals over the line before the cut-off date saw…

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