Blog Archives | Signature Property Finance

The differences between unregulated and regulated bridging loans

In the competitive world of property finance, where timing can mean the difference between securing or losing a lucrative development opportunity, bridging loans have emerged as a crucial financial instrument. With billions of pounds worth of bridging loans written annually in the UK, understanding the distinction between regulated and unregulated bridging finance is important for…

Signature enhances lending process with DeskVal

We work hard to improve the service we provide to our clients and the latest step is the adoption of DeskVal, the award-winning desktop valuation tool from Ultimate Property Dashboard, which we will use to support our short-term property lending operations. Designed to deliver fast, accurate, and consistent desktop valuations, DeskVal is a powerful addition…

House prices are rising fastest in the North East of England

As someone who lives and works across the North and East of England, from the Wash to the Scottish Borders, I’ve long been a champion of the region’s property potential and witnessed it first-hand in my long career in short-term property finance. Therefore, it is no surprise to me that the latest figures from the…

What does a Full Red Book Report cover?

As part of our Thrive in ’25 campaign, we are offering lower rates on residential bridging to help property investors with the purchase of a single residential investment property. There are strict criteria for borrowers to meet, as you would expect, and one is the property valuation. When applying for short-term property finance, we require…

Why development site visits matter

The Relationship Manager’s role is typically regarded as a function within the sales team, but with a fancy title. But to me, there is much more to it than that and my desire to get onto site to support a developer’s ambition is a key facet of my role here at Signature. At Signature, we…

What the Bank of England base rate cut means for short term property finance

The BoE’s base rate cut to 4.5% will have significant implications for various sectors of the economy, including the property market and the buy-to-let (BTL) investment sector in particular, which is where our attention is naturally diverted at times like these. The impact of the cut, particularly on those seeking to transition from short-term property…

Why it’s time to Thrive in ’25

You may have already seen the posts pushing the start of Thrive in ’25 in January, but we wanted to put a little more meat on the bone and explain our campaign to introduce a year of growth and success. This is a comprehensive, year-long programme designed to support the ambition of brokers and property…

The revolving credit facility is designed for property professionals

Here at Signature Property Finance, we aim to offer a diverse range of short-term property finance products, tailored to various stages of property development, from acquisition with a bridging loan to improvement with refurbishment loans. Whilst there is an increasing awareness among brokers and their clients about the benefits of bridging finance as a tool,…

Bridging finance explained and made simple

Formerly regarded as a niche financial product to keep residential house purchase chains on track, bridging finance has become increasingly recognised by property investors across the United Kingdom as a valuable and increasingly accessible tool. Bridging finance is especially beneficial for those requiring short-term funds, such as property developers and landlords, who appreciate the advantages…

New Government must act quickly to resolve Britain’s housing crisis

It seems we have been in a perpetual housing crisis, with successive governments regardless of the party, committing to resolving this problem. But here we are, another new government and similar promises made, with new Chancellor Rachel Reeves promising to hit the 300,000 new home target others have failed to hit in recent times. With…