Posts by Tom Howells
New Government must act quickly to resolve Britain’s housing crisis
It seems we have been in a perpetual housing crisis, with successive governments regardless of the party, committing to resolving this problem. But here we are, another new government and similar promises made, with new Chancellor Rachel Reeves promising to hit the 300,000 new home target others have failed to hit in recent times. With…
Read MoreProperty owners must be proactive to ensure compliance in light of proposed EPC requirement changes
First introduced in 2008, an Energy Performance Certificate (EPC) rates a property’s energy efficiency on a scale from A to G, with A being the most efficient and G being the least. The EPC also includes tips on how to improve a building’s energy efficiency using cost-effective methods. However, the Government recently proposed some important…
Read MoreHow are Land Registry delays impacting the property market?
Long before any of us had even heard of COVID-19, the Land Registry was operating at a significant delay. The ‘registration gap’ as it’s more commonly known is certainly not a new problem, however, the pandemic has certainly contributed to waiting times. Couple this with the recent Stamp Duty holiday and the resulting boom in…
Read MoreTop seven tips for property flipping
House prices have risen by an average of 13.2 percent over the last year, with a noticeable surge in property investment having a sizeable impact on demand, and ultimately prices. Those looking to make money from investing in safe assets such as bricks and mortar will have benefitted greatly from a market reinvigorated by the…
Read MoreWhere did your deposit come from?
Tom Howells, Legal Director at Signature Property Finance We’ve said it before, and we’ll say it again, but in our line of business, clarity means everything. Deals that involve such tight timescales, huge amounts of capital and a complex legal infrastructure should only ever be approached in an upfront, open and honest manner. Otherwise, it’s…
Read MoreWhy did Signature Property Finance bring legals in-house?
It’s an old adage, but at Signature Property Finance the customer really is king. We pride ourselves on acting with clarity, being honest and trustworthy, and delivering on our promises in a timely manner. But the business of property finance is a complex and time-consuming one, involving many individuals. Deals are rarely straightforward and it…
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