What we do

Signature Property Finance is a principal lender providing short term property finance to property developers, landlords, limited companies and investors.

We have a proven track record in delivering quality property finance deals and the strength in depth to cope with the most complex of deals.

As a privately-owned principal lender, you can expect an exceptional loan deal, tailored to your personal circumstances, based on our experience of the property market.

All our lending decisions are made in-house; we are fast, accurate and will not keep you waiting for an answer, whether it’s yes or no.

Our streamlined process and established links with solicitors and surveyors ensure deadlines are not only met, but usually beaten.

Once we receive your enquiry, we will make an indicative offer based on your estimate of the value of the property you are offering as security.

If you accept this offer, we will arrange for a valuation of the property, whilst instructing solicitors to fast track the necessary legal formalities.

We’ll stay in touch throughout the process and let you know how your application is progressing to ensure you remain in control of the timescale.



We have an experienced team, all with direct personal experience of every aspect of the property market.



Because all our lending decisions are made in-house, our service is quick and responsive.



We work hard to find ways to lend, not reasons to turn deals down.

How we do it

A strict lending criteria ensures there is a very deliberate and thorough underwriting process.

Discipline is in our DNA, with a team full of professionals with banking and property developing experience, who have all used short-term property finance. We know how to get deals done using our experience of transactions and the property market.

We are competitive both on price and timescale, thanks to our commitment to making all lending decisions in-house.

Our Relationship Managers take deals from start to finish, giving you continuity of contact and communication; you will not be passed from pillar to post.

And remember, we offer quick access to funds for your high quality deals, thanks to our extremely strong funding lines.

"Signature Private Finance have a very flexible “can do” attitude and are highly efficient from enquiry introduction to completion – A pleasure to do business with."

- Director, HCF Commercial Finance

Where we do it

Advised on £100m+ in transactional value over the last 3 years

Offices in Birmingham, Cardiff, Edinburgh and London – strategic office location openings are being reviewed

The Edinburgh office opened in June 2019 to allow access to the Scottish market and completed more than £3m in deals since opening (to Jan 2020).

We are well positioned to help you take advantage of a shifting housing market, as we continue to invest in property hotspots.

Signature Property Finance continues to invest in its people to ensure that developers; investors; limited companies and high net-worth individuals can all obtain the quick access to funds at competitive rates they need to expand their portfolios.

Our service

Whilst we accept there are a lot of short term property finance lenders in the market, few have our property experience and most will base their decisions on financial considerations; we look at the property first and then we discuss finance.

This fresh approach to the market, allows us to lend from £50,000 to £1,600,000 on a single asset to businesses and private individuals throughout England, Scotland and Wales. Our repayment terms range from 1 month to 3 years and all loans are based on the open market value of the property.

Due to the short term nature of property finance, we need to understand how you expect to repay the loan by having a clearly defined exit route in place before we will release funds.

However, if you don’t yet have an exit plan, talk to our experienced team and together we can develop a plan that suits everyone; we’re always keen to talk property and we know success depends on speed and accuracy.

And when you’re ready for the funds, we’ll collaborate closely with you to complete your property deals quickly, with an average completion taking 15-20 days.