Unlocking the potential in property

  • coronavirus

    Following Government advice, to protect our people, their families and our clients we have now re-implemented our remote working policy. We’re working hard to ensure business continuity throughout this new challenge, but once again we are confident we will continue to provide an uninterrupted service to all our clients.

Personal Guarantees and why we need them

When Providing short-term property finance, like refurbishment and bridging loans, not only does a lot of effort go into delivering the funds on time, but also into ensuring the loan can be redeemed at some point in the future.

Housing market remains buoyant in Scotland despite tiers of frustration

Given that Signature Property Finance operates right across the mainland UK, with offices in Birmingham, Cardiff, Edinburgh and London, it’s important we understand the local property markets and react accordingly. As Wales just emerges from lockdown, England goes in and Scotland settles into a 5-tier approach to restrictions, the property markets in the regions are…

Strengthening our team and our reach with new Relationship Managers

Signature is performing well, which given the challenging economic environment and now second national lockdown, is satisfying to report. Other alternative lenders have not fared so well and will undoubtedly struggle in this phase of the pandemic response. The first lockdown played havoc with the sector as buying and selling property was halted, along with…

Making site visits to meet developers is critical for funders

I’ve just joined Signature Property Finance in the dual role of Relationship Manager for the Midlands and National Development Manager. The first role is reasonably sale-explanatory, helping brokers and their clients achieve the appropriate bridging and refurbishment loans to progress projects. The other half of my role is a new one for me and for…

Small housebuilders needed to resolve housing shortage 

Firstly, when I refer to small housebuilders, I’m referring to the scale of the projects being undertaken, rather than the stature of those undertaking the building work. Secondly, this is a subject we covered back in November 2019.  Wolverhampton City Council recently posted an open opportunity for housebuilders to develop small former garage sites and small infill pockets of land in Wolverhampton, as it looks to deliver…

Is the UK housing market recovering ahead of predictions?

The cogs of the UK housing market began to turn again in May 2020 when the government announced new rules around property viewing, valuations, and surveying, which allowed house moves to get underway.  People looking to buy or sell now had more options to do so after a 3-month standstill. The introduction of a stamp duty holiday in England, for properties…

Supporting the early stages of the development journey

With the support of Signature Property Finance, a recently incorporated property developer secured the vital bridging loan needed to purchase a Halesowen-based property, with a view to let once minor renovations were completed. “For some developers, the ongoing economic uncertainty can be a difficult obstacle to overcome, as lenders are reluctant to support projects, especially…

What’s next for the Property Market after COVID?

You cannot ignore the huge impact Coronavirus and the Government-imposed lockdown has had on the British property market. In June the Nationwide price index revealed the average house prices experienced the biggest drop since 2009, with prices falling by 1.7%. But what does this mean for the British housing market? Lenders vs investors vs homeowners…

Don’t fall into the value trap

One of the issues that crops up regularly in the world of short-term property finance is value; who assesses it, how is it calculated and who sets the rules. In lending terms, the value of a property is critical to both the borrower and the lender, but each will have their own idea of what…

Signature provides support despite market uncertainty

Signature Private Finance helped an experienced property developer overcome the ongoing uncertainty caused by the COVID-19 crisis, by providing a £68k bridging loan for the purchase and renovation of a Bristol property. “Given the current climate, it’s a breath of fresh air to have the support of an alternative lender, like Signature, who understand the…

“I’ve the utmost respect for Signature. When I have the right deal, I speak to Tony and his team. There is nothing complicated about Signature, they just work hard to deliver the right products, with a fast, efficient service, based on what brokers, developers and investors need.”

Simon Harrison, Flexible Commercial Funding Ltd

5 Tips for heavy refurb

Relationship Manager Andy Neocleous shares some tips to ensure your next heavy refurbishment project is successful.


capital raising for Propco in the Midlands