Signature is performing well, which given the challenging economic environment and now second national lockdown, is satisfying to report. Other alternative lenders have not fared so well and will undoubtedly struggle in this phase of the pandemic response. The first lockdown played havoc with the sector as buying and selling property was halted, along with…

I’ve just joined Signature Property Finance in the dual role of Relationship Manager for the Midlands and National Development Manager. The first role is reasonably sale-explanatory, helping brokers and their clients achieve the appropriate bridging and refurbishment loans to progress projects. The other half of my role is a new one for me and for…

Firstly, when I refer to small housebuilders, I’m referring to the scale of the projects being undertaken, rather than the stature of those undertaking the building work. Secondly, this is a subject we covered back in November 2019.  Wolverhampton City Council recently posted an open opportunity for housebuilders to develop small former garage sites and small infill pockets of land in Wolverhampton, as it looks to deliver…

The cogs of the UK housing market began to turn again in May 2020 when the government announced new rules around property viewing, valuations, and surveying, which allowed house moves to get underway.  People looking to buy or sell now had more options to do so after a 3-month standstill. The introduction of a stamp duty holiday in England, for properties…

You cannot ignore the huge impact Coronavirus and the Government-imposed lockdown has had on the British property market. In June the Nationwide price index revealed the average house prices experienced the biggest drop since 2009, with prices falling by 1.7%. But what does this mean for the British housing market? Lenders vs investors vs homeowners…

One of the issues that crops up regularly in the world of short-term property finance is value; who assesses it, how is it calculated and who sets the rules. In lending terms, the value of a property is critical to both the borrower and the lender, but each will have their own idea of what…

Following one of the guiding principles of our business, ‘boots on the ground’, we decided to launch the Signature Property Finance brand in Scotland, taking advantage of local knowledge of local markets.

When considering the UK post-COVID-19, there is much talk of the ‘new normal’ and the significant changes to every aspect of life we can all expect, from less time in the office to more cycling-friendly measures in cities.