The cogs of the UK housing market began to turn again in May 2020 when the government announced new rules around property viewing, valuations, and surveying, which allowed house moves to get underway.  People looking to buy or sell now had more options to do so after a 3-month standstill. The introduction of a stamp duty holiday in England, for properties…

You cannot ignore the huge impact Coronavirus and the Government-imposed lockdown has had on the British property market. In June the Nationwide price index revealed the average house prices experienced the biggest drop since 2009, with prices falling by 1.7%. But what does this mean for the British housing market? Lenders vs investors vs homeowners…

One of the issues that crops up regularly in the world of short-term property finance is value; who assesses it, how is it calculated and who sets the rules. In lending terms, the value of a property is critical to both the borrower and the lender, but each will have their own idea of what…

Following one of the guiding principles of our business, ‘boots on the ground’, we decided to launch the Signature Property Finance brand in Scotland, taking advantage of local knowledge of local markets.

When considering the UK post-COVID-19, there is much talk of the ‘new normal’ and the significant changes to every aspect of life we can all expect, from less time in the office to more cycling-friendly measures in cities.

The lockdown continues, but it is interesting to note that according to new data from property technology specialist Coadjute, advanced bookings for property viewings are up 182% in 4 weeks, which some take as an indication that the UK housing market is ready to re-start.

Since the start of lockdown I have found out many wonderful things about myself (and many not so wonderful things). I’ve learnt that no matter what life throws at us, we always seem to adapt and overcome, and nothing is more true than in the current climate.

Prior to this lockdown my day to day routine looked very different. It typically involved running out of the front door early to attempt to avoid the build-up of traffic on the M4 or M5, followed by coffee shop meetings and popping into the Cardiff office on my journey home to work on pipeline and new enquiries.